Welcome to Budjetta. The information provided in this disclosure, disclaimer, privacy policy, and user agreement is offered as an informative guide outlining the terms and conditions under which we provide our services. By accessing our services, you acknowledge that you have read, comprehended, and agreed to all the terms detailed herein. This comprehensive legal statement is intended to ensure transparency about how your data is collected, processed, and used, as well as to clarify the limitations of liability arising from the use of our website and services.
Please note that the policies set forth within this document are governed by the current data protection and privacy laws relevant for our jurisdiction. All aspects of this policy have been compiled taking into account the prevailing laws concerning private information and data protection. You are encouraged to review these policies carefully, as continued use of our website and services constitutes acceptance of all the terms and conditions described.
The content provided by Budjetta is for informational purposes only. While we strive for accuracy and reliability, no guarantee is provided that the information contained in any materials on our website is completely accurate, complete, or up to date. Under no circumstances shall Budjetta be liable for any direct, indirect, incidental, consequential, or other damages resulting from the use or inability to use our services, whether related to loss of profits, data, or business interruption.
The information and opinions presented on this website do not constitute professional advice in any form. Users of our website engaging in any form of decision-making should seek the advice of a suitably qualified professional. The decision to rely on any aspect of our service is strictly at your own risk.
By using our services, you agree that Budjetta is not responsible for any errors, omissions, or inaccuracies in the content provided. It is your responsibility to verify any information before acting upon it. We assume no responsibility for any results obtained from the use of the information provided on our website.
Your privacy and data protection are of the utmost importance to us. This Privacy Policy outlines how we collect, use, protect, and store your personal information in accordance with the applicable data protection regulations.
a. Data Collection: We collect personal information directly from users when they interact with our website or services. The data we may collect includes, but is not limited to, names, contact details, and usage behavior data when users interact with our content. Additionally, we may employ analytic tools to track user interactions, adhering to the legal requirements related to the use of such tracking technologies.
b. Lawful Basis for Processing: Our collection and use of personal data are conducted in strict compliance with relevant data protection laws. We ensure that any processing of your data is based on a lawful basis, including but not limited to, performance of a contract, compliance with legal obligations, or through your explicit consent where appropriate.
c. Use of Data: The personal information we collect is used to enhance user experience, improve our services, and deliver information tailored to your interests. This information may be used for internal analytics, customer support, and service enhancements.
d. Data Retention: Personal data is retained only for as long as necessary to fulfill the purposes for which it was collected, in compliance with applicable regulations. We have implemented data retention policies detailing the duration for which each category of data will be maintained.
e. Data Security: We implement robust security measures to prevent unauthorized access, alteration, or disclosure of your personal data. These measures include secure servers, encryption protocols, and access controls.
f. Data Subject Rights: In accordance with prevailing data protection laws, users have the right to access, correct, or request the deletion of their personal information. Should you wish to exercise any of these rights, please contact our designated support channels as described in our internal procedures.
g. Third-Party Disclosure: We do not sell, trade, or transfer your personal data to outside parties without your prior consent unless required by law. External service providers that assist in operating our website and services are contractually obligated to maintain the confidentiality and security of any shared data.
h. Cookies and Tracking Technologies: Our website uses cookies and similar tracking technologies to enhance the user experience and to collect data regarding website activity. Cookies enable us to tailor content to user preferences and collect aggregate data for analysis. You have the opportunity to manage or disable these cookies through your browser settings. For further details regarding our cookie practices, please review the cookie policy section below.
i. Policy Updates: We reserve the right to update this Privacy Policy periodically. All updates will take effect immediately upon posting on our website. We advise users to review this section frequently to stay informed about our data practices.
This User Agreement outlines the legal terms, obligations, and conditions governing your use of our services. It is imperative that you read this agreement thoroughly before engaging with our website.
a. Acceptance of Terms: By accessing or using our website, you agree to be legally bound by the terms set out in this User Agreement, including any future modifications or amendments. If you do not agree with any of the terms outlined, you should cease using our services immediately.
b. Use of Services: You agree to use our website and any offerings in a lawful and responsible manner. Any use that undermines or disrupts the operation of our services, including unauthorized access or fraudulent activities, is strictly prohibited.
c. Intellectual Property: All content, trademarks, logos, and proprietary information on this site are the property of our company or our licensors. No content from our website may be copied, reproduced, modified, or distributed without explicit authorization.
d. Modification of the Agreement: We reserve the right to modify or update this User Agreement at any time without prior notice. Updates will be effective immediately, and continued use of our services constitutes acceptance of the updated terms.
e. Termination of Access: We retain the right to terminate or suspend access to our services for any user who violates the provisions of this agreement or engages in any behavior that may harm our interests or those of our users.
f. Indemnification: You agree to indemnify and hold harmless Budjetta, its officers, employees, and partners from any claims, damages, losses, liabilities, or expenses arising from your use of our website or violation of this agreement.
g. Governing Law: This agreement and your use of our services are exclusively governed by the applicable data protection and consumer protection laws. Any disputes arising from the use of our services shall be resolved through arbitration or within the appropriate legal framework, ensuring a fair process for all parties.
h. Data Protection and International Transfers: Your personal data is processed in accordance with applicable data protection regulations. In certain cases, your data may be transferred to third parties strictly in line with the legal obligations imposed by data protection laws. Rest assured that data security measures and contractual safeguards are enforced to uphold your rights.
At Budjetta, we have implemented a series of rigorous data protection protocols to ensure that any information collected is securely stored and processed. Our data protection measures include:
a. Encryption Techniques: All sensitive data transmitted from your browser to our servers is encrypted using modern encryption standards. This ensures that intercepted data cannot be easily deciphered or misused.
b. Controlled Access: Access to personal data is strictly regulated, with only authorized personnel allowed to access such information under strict operational controls.
c. Regular Audits: We perform routine security audits to assess the effectiveness of our security measures and promptly address any potential gaps or vulnerabilities.
d. Data Breach Procedures: In the unlikely event of a data breach, we have established procedures that comply with the legal requirements for notifying both users and the appropriate supervisory authorities in a timely manner.
e. Data Deletion and Retention Policy: Users have the right to request the deletion or anonymization of their personal data, subject to applicable legal and contractual restrictions. Data is retained only for as long as necessary to address the purposes for which it was collected unless a longer retention period is mandated by law.
f. User Rights and Management: We provide mechanisms that allow you to manage your consent for data processing and to exercise your rights under applicable law. If you wish to inquire about your data or request rectifications, please refer to our internal procedures, which detail the necessary steps for processing your requests.
The use of our website and services is at your own risk. Budjetta shall not be held liable for any damages, including consequential, indirect, incidental, or punitive losses stemming from the use of our site, inability to access our services, or any performance issues related thereto.
In no event shall our liability exceed the amount paid, if any, for accessing our services. We expressly disclaim all warranties, whether expressed or implied, including any warranties of merchantability, fitness for a particular purpose, or non-infringement.
By using our services, you agree to indemnify and hold harmless Budjetta and its affiliates from any claims, liabilities, costs, or expenses arising out of or in connection with your use or misuse of our website and services.
a. Entire Agreement: This document, together with any additional terms referenced herein, constitutes the entire agreement between you and Budjetta. It supersedes all prior or contemporaneous communications and proposals, whether oral or written.
b. Severability: If any provision of these policies is found to be unenforceable or invalid by a court of competent jurisdiction, the remaining provisions shall remain in full force and effect.
c. Waiver: Failure by Budjetta to enforce any term or condition of these policies shall not be construed as a waiver of any right or remedy.
d. Contacting Us: While we do not include direct contact details such as addresses, emails, or phone numbers in this document, Budjetta has established internal support and grievance procedures to help you address any concerns regarding these policies. Access to these procedures is available through our website’s internal help and support sections.
e. Policy Revisions: We reserve the right to revise or update these policies at any time in response to changes in our practices, technical advancements, or regulatory requirements. The effective date for any revisions will be indicated by the 13/02/2025 macro.
f. No Third-Party Beneficiaries: These policies are solely for the benefit of the parties here and do not confer any rights on any third party.
g. Regulatory Acknowledgements: Our practices as described herein comply with all applicable privacy and data protection regulations. This includes adherence to the principles of the current data protection regime governing our operations, ensuring that individual rights are respected and protected.
By continuing to use our website and services, you confirm that you have read, understood, and accepted the terms and conditions provided in this complete legal disclosure. We recommend that you periodically review this document, as modifications may be made in response to legal updates or changes in our practices.
We appreciate your trust in Budjetta and remain committed to maintaining the highest standards of transparency, security, and responsiveness with respect to handling your personal data and delivering our services.
Should you have any queries or require any further clarification regarding these terms, our internal support procedures are available through our website for your assistance.
Thank you for choosing our services and for being a valued user of Budjetta.